Callback protection
PIN on every payment
Double-entry ledger
Wrong-transfer recovery
Real-time fraud checks
Verified deposits
Hold the payment. Keep the undo.
During the protection window the recipient sees pending funds. You can release — or raise a callback and pull the money back into your wallet.
If an SMS or chat talks about that payment, paste it in Protection before you act. Reton accepts it only when it names your case and the amount on the wallet. A link or a request for your PIN is rejected. A trust agent can explain that result. It cannot change it.
Money flows
Four ways to move naira
Add, send, pay bills, or cash out. Every flow is verified before your balance updates.
01
Add money
Transfer to your personal deposit account.
We confirm the payment has arrived.
Your wallet balance updates.
02
Protected send
Enter amount and recipient. Choose protected.
Funds are held safely, not sent to the recipient yet.
Release or raise a callback within the window.
03
Pay a bill
Pick airtime, power, or TV from the catalog.
Confirm with your transaction PIN.
Payment is processed and your balance updates.
04
Cash out
Enter bank account and amount.
PIN authorises the payout request.
Naira arrives in your bank account.
Built with controls aligned to Nigeria's payments rules: identity checks, transaction limits, PIN authorisation, and dispute support.
See it with your own naira.
Open a wallet, send a protected transfer, and keep the undo button in your pocket.