Africa's trust-first digital wallet

The wallet with an undo button for money.

Send with callback protection, recover a wrong transfer, and keep every naira accounted for — in your Reton wallet, not lost in the rails.

Open a free wallet See how it works

9:41

Available to spend

Live

₦248,500.00

Balance

₦248,500.00

Escrow

₦40,000

Protected send

To Amaka · Protected

Held in escrow. You can still take it back.

₦40,000.00

Callback protection

PIN on every payment

Double-entry ledger

Wrong-transfer recovery

Real-time fraud checks

Verified deposits

100%

ledger accuracy

72h

callback window

<50ms

fraud scoring

Protection

Protection is how money moves.

Escrow holds, callback windows, and fraud checks sit in the path of every transfer — before settlement, not after the damage.

Callback protection

Hold a payment in escrow until you confirm. Change your mind, and the money never leaves your wallet.

See the flow

Wrong-transfer recovery

Sent to the wrong number? Report it. We freeze the funds and ask for a return.

How recovery works

Fraud engine

Velocity, new devices and odd patterns are scored before a kobo settles.

Read the controls

Customer reviewing a protected payment on her phone

Built for real life

Money mistakes happen. Reton makes them recoverable.

Wrong account. Pressure to pay. A transfer you regret. Callback protection keeps funds in escrow so you can pull them back before they vanish.

Walk through a protected send

Protected send

From your wallet, through escrow, not into the void.

You

Reton escrow

Recipient

Send protected

Naira moves into Reton escrow — not straight to the other person.

Hold and watch

They see pending. You keep the callback. Fraud scoring runs.

Release or recall

Confirm delivery, or pull it back. Your ledger stays correct.

Security

Engineered for regulators, not just users.

Double-entry ledgering, PIN on every payment, and verified deposits before balances move. Card data never touches Reton servers.

Security controls

Accurate balances

Real-time fraud checks

PIN-authorised payments

Reversible transfers

Merchants that get paid safely

Protected settlement paths for everyday commerce.

Lagos first. Africa next.

Built where naira moves fastest — ready to scale.

Callback when it matters

Hold, review, and recall before funds are gone for good.

Built with controls aligned to Nigeria's payments rules: identity checks, transaction limits, PIN authorisation, and dispute support.

Open a wallet you can inspect.

Join the platform built so a mistake or a scam does not have to be final.

Open a free wallet Sign in